Most business owners are overpaying the IRS by thousands every year.

At UniFirst Financial and Tax Consultants, we don't just "file taxes." We implement tax saving strategies that significantly reduce your tax bill by around 50% almost 100% of the time.

"We deliver results that other firms simply cannot match."

But to keep those savings, you must stay compliant. One small fee that often slips through the cracks is the PCORI fee. If you use a 105-HRA, a QSEHRA, or an ICHRA, the IRS is looking for this payment by July 31.

What is the PCORI Fee?

The Patient-Centered Outcomes Research Institute (PCORI) fee is a mandatory federal excise tax. It was created to fund research that evaluates medical treatments.

While it sounds like something only big insurance companies handle, that is a dangerous assumption.

Why Your HRA is on the Hook

If you provide a Health Reimbursement Arrangement (HRA) to your employees, you are technically a "plan sponsor" of a self-insured health plan.

• 105-HRA owners: You are responsible.
• QSEHRA owners: You are responsible.
• ICHRA owners: You are responsible.

Unlike the generic advice offered anywhere else in the financial industry, we look at your benefits through a holistic lens. We ensure your tax optimization strategies don't get derailed by missed compliance deadlines.

The Critical Numbers for 2026

The IRS doesn't accept excuses. You must report and pay this fee on Form 720 for the second quarter.

• The Deadline: July 31, 2026.
• The 2026 Rate: $3.84 per covered life.

This rate applies specifically to plan years ending between October 1, 2025, and September 30, 2026.

It might seem like a small amount, but the penalties for non-compliance are not. We focus on building retirement income for life and smooth wealth transfer: missing a filing like this is a risk you don't need to take.

A Holistic Approach to Wealth

"Our goal is your financial peace of mind."

We use a unique, customized tax plan to protect your hard-earned money. We believe in stewardship and wisdom in all financial matters.

As it says in Proverbs 21:5, "The plans of the diligent lead to profit as surely as haste leads to poverty."

Be diligent. Don't wait until the final week of July to scramble through paperwork. Our tax planning process ensures every box is checked so you can focus on growing your business and providing for your family.

Contact Us for Your Free Assessment

UniFirst Financial and Tax Consultants
205 Van Buren St., Suite 120, Herndon VA 20170
Phone: (888) 581-3320
Email: patrick@unifirstfinancial.com
Web: https://unifirstfinancial.com